Simen, Figura & Parker


(810) 235-9000

Personal & Business Bankruptcy

While the circumstances surrounding the decision to file for bankruptcy can be stressful and overwhelming, the experienced attorneys at Simen, Figura & Parker can help make the process smooth and seamless for you. We will treat you with professional courtesy, answer all your questions, and we will be discreet with all of your personal information. In many instances, even your friends and family will not know that you have filed for bankruptcy.

Whether you are facing business or personal bankruptcy, considering Chapter 7, 11 or 13 bankruptcy – or just want know what the difference is – we can explain the law, the process, and the benefits to you. We realize that you need help now, and we will respond quickly to your bankruptcy inquiries.

Bankruptcy law is a specialty that requires years of experience as well as constant study to understand the constantly changing state and federal laws. We have trained bankruptcy lawyers on staff to ensure that your case is handled with efficiency and at the lowest cost to you.

When might filing for bankruptcy be necessary for me or my business?

Bankruptcy stops wage garnishments, property seizures and creditor phone calls.

Depending on the type of bankruptcy proceeding that is right for you, other benefits can include discharge of debts and foreclosure prevention.

Do I need to hire a lawyer in order to file for bankruptcy?

The bankruptcy process can be complicated and confusing. You need an attorney to help you get it done correctly the first time around.

If you are unfamiliar with being in court or don’t know where and when to file the necessary paperwork, a bankruptcy lawyer can be an invaluable asset.

What does a bankruptcy lawyer do for me?

A bankruptcy lawyer will assess your individual situation and help you understand what type of bankruptcy you need to file for. They will be able to explain what type of bankruptcy you are eligible for and why, and what the benefits and drawbacks will be. From there, your lawyer will be able to handle every step of the bankruptcy process, from paperwork to court hearings.

What is the difference between Chapter 7 or 13 bankruptcy?

Chapter 7 bankruptcy can be filed for by individuals and business entities. This type of bankruptcy allows you to keep only the property you exempt. It is considered a liquidation.

Chapter 13 bankruptcy can be filed for by individuals only, including sole proprietors. This type of bankruptcy allows you to keep your property and continue to make payments to repay debt. It is considered a reorganization.

Will my attorney help me understand the process of filing for bankruptcy?

Yes. One of the many benefits of choosing the experienced attorneys at Simen, Figura & Parker will be their ability to simplify this complicated process for you. After meeting with you and discussing your financial situation, we will be able to give you the details about the process and each necessary step moving forward.

How can I file for bankruptcy with no money?

Contact us today for a free phone consultation about your bankruptcy questions! The attorneys at Simen, Figura & Parker will talk with you to discuss your individual situation and needs, at no cost to you.

Our bankruptcy lawyers will guide you through the process, and put you on the road to a fresh start! If you are considering filing for bankruptcy, or have questions about the legal process, contact the experienced attorneys at Simen, Figura & Parker at 810-235-9000 for a consultation. Let their expertise guide you through this process, so you can continue moving forward in your life.

Thank You!

We will contact you as soon as possible.

For a free, no obligation consultation call 810-235-9000 now to set up an appointment with an attorney.